Automated activity for the credit cards you want to keep.
Unused cards need a pulse.
Automated micro-charges create posted activity on each card, with receipts, schedule suggestions, and one-click control.
From $0.58 per card, per charge. US-issued cards only.
Freedom Unlimited
•••• 4827
Exp 11/30
VISA
Works with cards from major issuers
Closure risk is not the same at every bank.
Issuer guidance and account decisions vary. KeepCardAlive suggests a schedule for posted activity, while you keep checking notices and statements.
Understand your Bank of America card.
Bank of America can review or close an unused credit card, but it does not publish a guaranteed inactivity deadline for every account. A suggested charge schedule is a maintenance reminder, not a guaranteed deadline for keeping an account open.
Read the Bank of America guide
Citi
No published deadline
Chase
No published deadline
American Express
No published deadline
Discover
No published deadline
Capital One
No published deadline
A small charge is the whole mechanism.
Issuers look for posted activity on the exact card account. KeepCardAlive creates that signal and keeps you notified.
Add cards
Link the accounts you want preserved.
Link old, backup, or sock-drawer cards through Stripe. KeepCardAlive stores only the token.
Use the issuer-aware cadence
Strict issuers can need activity more often. Lenient issuers can usually wait longer.
Let tiny charges keep posting
Each scheduled charge creates visible activity on that exact account, then your autopay handles the balance.
Trust is part of the product.
A charge that keeps a card active should never feel mysterious. The controls, receipts, and limits are visible from the start.
Tokenized by Stripe
Card details never touch our servers. We only keep the payment token needed for scheduled charges.
Clear receipts
Every charge has an email receipt and a recognizable statement descriptor.
You stay in control
Pause, remove, or change cadence from your dashboard without a phone call.
Honest limits
No service can guarantee an issuer decision. We prevent the most common closure trigger: no activity.
Learn before another card disappears.
Search-friendly guides explain closure timing, issuer behavior, and recovery steps in plain language.
Credit card closed for inactivity
What to check first, how to call the issuer, and how to protect the rest of your cards.
How long before a card is closed
Typical inactivity windows by issuer, plus the timing buffer that keeps you out of trouble.
Keep a card active without extra spending
Small posted transactions, autopay, and practical ways to avoid buying things you do not need.
Keep the credit history. Skip the spreadsheet.
Add the cards you want to preserve, choose the cadence, and let tiny scheduled charges keep activity visible.